Arlington County Government sponsors Informational and Homeownership
programs, special events and classes for first time buyers. The County also assists
low and moderate income buyers through low interest mortgages, down
payment assistance and the purchase of properties at affordable prices.
Counselors are available to offer Arlington County tenants and landlords objective
advice, information and specific referrals to answer their questions and resolve
This service is provided to Arlington County residents and landlords who are
involved in landlord- tenant disputes. The free service is conducted by a certified
mediator.To speak with a counselor directly, contact us at 703-228-3765 or e-mail
us at HousingDivision@arlingtonva.us.
Home Improvement Program
The program's primary purpose is to preserve and rehabilitate existing affordable housing. The program is available to low- and moderate-income homeowners and tenants. The program is funded through the HUD Community Development Block Grant and provides grants to renovate and make homes more accessible. For information, please call 703-248-5005.
Affordable Dwelling Unit (ADU) Purchase Program www.loudoun.gov/adu
Provides qualified households with an opportunity to purchase an ADU home directly from the builder in new communities throughout Loudoun County or from a current ADU homeowner at a sales price that is substantially lower than market prices. Household income must be between 30%-70% AMI.*
Down Payment and Closing Cost (DPCC) Assistance Program www.loudoun.gov/dpcc
Loans of up to 10% of sales price or $25,000, whichever is less, to assist first-time homebuyers with down payment and closing costs. Must live and/or work in the county for at least 6 months prior to application. Household income between $37,800 and $88,200.
Public Employee Grants (PEG) for Homeownership Program www.loudoun.gov/peg
Forgivable loans for the purchase of a home in Loudoun County in an amount of up to $10,000 for employees of the County of Loudoun, Loudoun County Public Schools, and Courts and Constitutional Offices. Household income between $37,800 and $88,200.
Home Improvement Programs www.loudoun.gov/homeimprovement
Loudoun County operates three home improvement programs for persons with low-to-moderate income, the elderly, and persons with disabilities.
Homebuyer Information Guide www.loudoun.gov/homebuyer
Online guide with information that you should know when you are contemplating purchasing a home in Loudoun County.
*AMI = Area Median Income. For current income guidelines, visit www.loudoun.gov/ami.
First-Time Homebuyer Program (FTHB)
Downpayment and closing costs assistance for income eligible applicants who live or work in Prince William County, Cities of Manassas and Manassas Park: www.pwcgov.org/housing Contact Angie Bassette at 703-492-2302 or email email@example.com
Virginia Housing Development Authority (VHDA) Community
Homeownership Revitalization Program (CHRP)
VCE offers Financial Literacy classes that teach the latest tools and methods to increase your wealth, reduce your debt and to create your personal financial action plan. We are certified for VHDA Homeownership seminars and FDIC Money Smart classes. We offer certified HUD Housing Counselors for Pre and Post purchase homeownership, foreclosure and reverse mortgage counseling. There is never a fee for our counseling services or seminars! Contact us for financial counseling at firstname.lastname@example.org; or housing counseling at email@example.com. or call 703-792-6287. Check out our calendar of classes or other info at www.pwcgov.org/money.
Financial Literacy and Housing Counseling, Virginia Cooperative Extension, Prince William
Below market interest rate first mortgages that support a local jurisdiction's efforts to overcome the challenges facing communities due to the foreclosure crisis and targeted community revitalizations. Contact Angie Bassette at 703-492-2302 or email firstname.lastname@example.org
This is a free housing locator service sponsored by the Virginia Housing Development Authority to provide detailed information about rental properties and help people find housing to best fit their needs. The service can be accessed at no cost online 24 hours a day or through a toll-free, bilingual (English and Spanish) call center at 1-877-428-8844, available M-F, 9:00 am - 8:00 pm EDT. The fast, easy-to-use FREE search lets people look for rental housing using a wide variety of criteria and special mapping features.
CATHOLICS FOR HOUSING Downpayment Assistance Program
CFH is a non-profit, nondenominational organization and the administrator of the downpayment assistance program, funded by the Virginia Department of Housing & Community Development. Funds may be used in Loudoun, Fairfax, Arlington and Prince William Counties and the cities and towns therein. It's designed exclusively to create affordable housing for low to moderate income households. Access the CFH VaNo DPA application at www.catholicsforhousing.org or contact Susan Wood
Catholics for Housing, Inc.
18139 Triangle Shopping Plaza, Suite 209
Dumfries, VA 22026-2582
VIRGINIA COOPERATIVE EXTENSION
Financial Education & Housing Counseling Program
Whether you are thinking about buying your first home, are experiencing financial hardship, need information about tenant rights, or you just want to learn how to manage your money better, VCE has an opportunity for you. Monthly workshops in personal finance and first-time homebuyer education seminars are available throughout the county. An individual financial assessment can get you started on the road to effective money management. Foreclosure prevention and reverse mortgage services are provided in confidential sessions with a Certified Housing Counselor.
VCE is a joint program of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and state and local governments.
Smart Money Management
Get back to basics and improve your money management skills. During this workshop you will:
Examine your spending habits
Realize the importance of setting financial goals
Learn how to determine net worth and cash flow
Understand how to manage credit and debt
Discover the steps involved in establishing a spending plan
Am I Ready to Buy a House?
Learn what's really involved in buying a house and whether you're ready for the responsibility. This workshop will help you discover:
The importance of establishing a spending plan
The monthly payment that fits into your budget
The sales price that's affordable for you
The costs associated with pre-approval
The effect of your credit history on your ability to qualify for a loan
Home Ownership Seminar
Make your first-time home buying experience successful by being informed about the process and responsibilities of homeownership. Examine the home buying process starting with pre-purchase planning and understanding credit. Learn how to choose the right mortgage type, find a real estate agent you can trust, benefit from a home inspection and select a closing agent.
Seminars are held on Saturday; lunch break included; feel free to bring snack/drink.
A VHDA certificate is issued at the completion of the Home Ownership Seminar.
Learn about your rights and responsibilities under the Virginia Residential Landlord Tenant Act. Protect your rights by becoming educated about the legal eviction process. This workshop will highlight:
The eviction process
Financial Assessment Clinic
Find out where your money goes, plan for significant life changes, compute your net worth and determine your cash flow. Meet one-on-one with a counselor to examine your income, expenses, assets and debt. Together, you will develop a plan of action to reach your goals. Financial Assessments are conducted by appointment on Thursday evenings at 7:00 p.m. Call 703-792-4765 to schedule an appointment
If you're serious about buying a house, but have some barriers to overcome, join the Homebuyer Club. Each month, industry professionals from your community will provide information related to homeownership with the goal of obtaining loan approval within 14 months. You will also have the opportunity to meet individually with a Housing Counselor to work on specific issues. Enjoy a meal, share ideas with others in the club, play games and win door prizes as you become an informed homebuyer!
Individual counseling is available in conjunction with workshops and seminars.
Foreclosure prevention services assist borrowers with loan modification, repayment plan, short sale or deed in lieu of foreclosure.
Certified Home Equity Conversion Mortgage (HECM) Counselor on staff to provide reverse mortgage counseling.
Post-purchase counseling available to new home buyers.
Call 703-792-8082 to leave a message with your registration information
Except where noted, locations are as follows:
McCoy Conference Room
7987 Ashton Avenue
Manassas, VA 20109
Leesylvania Conference Room
15941 Donald Curtis Drive
Woodbridge, VA 22192
FIRST HOME ALLIANCE
First Home Alliance 3138 Golansky Blvd. #202, Woodbridge, VA 22192.
Phone: (703) 580-8838
VIRGINIA INDIVIDUAL DEVELOPMENT ACCOUNTS (VIDA)
The Virginia Individual Development Accounts (VIDA) program is for individuals saving for a down payment on a home, business equipment and inventory or post-secondary education tuition payments. Eligible participants receive training, support and $2 in match funds for every $1 the participant saves, up to $4,000 in match. To become a VIDA saver, call 1-888-VIDA-WIN to find a local VIDA service provider near you. Intermediaries determine eligibility, and then work with enrolled savers to prepare them to achieve their goal of homeownership, post-secondary education or business start-up or expansion. VIDA receives funding from the Virginia Department of Social Services (VDSS), Virginia Housing Development Authority (VHDA) and the U.S. Department of Health and Human Services - Office of Community Services' Assets for Independence Grant (AFI). http://www.dhcd.virginia.gov/index.php/business-va-assistance/startingexpanding-a-business/virginia-individual-development-accounts-vida-business.html